3 Common Money Problems Most Couples Fight About
The number one reason couples fight, is about money. This is also one of the leading causes of divorce. This is the scariest part of this! The 3 common reason couples fight about money are also the biggest issues between couples today. Here they are and the best way to handle them.
One Spouse is a Spender and the other is a Saver
According to many sources this is the number one financial issue among couples. One person is used to saving every dime and having a nice chunk of money is savings. The other sees that chuck and re decorates the house in one day while the spouse is at work and empties the bank account. I’m sure you can imagine the argument that ensues.
Normally the saver mind sent comes from struggling or coming from a time of not being able to pay bills. The spending mind set comes from never having to worry about money. So how do you fix this and get both spouses on the same page?
First you need to sit down and listen to why each person acts the way they do. Ask questions such as “What’s your biggest fear?” In this case the saver in the family needs to adjust to spending a bit more for ‘fun things’. Reduce the amount you are saving each month to give a bit more wiggle room. Then give the spender the choice on the bigger items that they both agree on. Let them plan a vacation or pick out a couch. It gives them that fun of spending but on approved items.
How to Handle Debt
So many couples start marriage in debt. How to handle and pay it off is often cause for fights. Many times it’s only one person that brings in debt and that can cause some hard feeling on the other spouse. Keeping a score card on whose debt is who’s will detrimentally damage the relationship. You need to be together as a team and make a plan to pay it off.
Using words like yours and mine instead of ours
When each spouse works they want a say on how their paycheck is spent. When fighting about this saying things like ‘MY money should be spent on…” is a big no-no! As you add money to the account you have to think of it as ‘our’ money. This is even more prudent when one spouse stays home with the kids while the other one is the sole income provider. The stay at home spouse works just as hard and their ‘paycheck’ is how much is saved with day care ect. Once money is set as ‘ours’ you can decided how to spend it together.
What is your advice for couples fighting about money?
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